Phil Ferguson

The Phil Ferguson Show – 107

Guests – Muhammad and Mya members of Ex-Muslims of North America (more below)

US Market Segment Analysis Ending 2014  (More Detail on post at Polaris Financial Planning)

12-Month Return 3-Year Average 5-Year Average 10-Year Average
Total Stock Market Return 12.56 20.49 15.70 8.10

You can also use this as a guide to check the performance of your portfolio.  If the US stock segment of your investments have returned 7% per year for the last 5 years – you may have a problem.

The Swiss Franc

The Swiss central bank introduced the peg in September 2011 in response to investors buying up massive amounts of the Swiss franc as a safer foreign exchange alternative to the euro or the dollar.

In a statement Thursday, the SNB said the franc was now out of the period of “exceptional overvaluation” during which the minimum exchange rate had been introduced.

“The euro has depreciated considerably against the US dollar and this, in turn, has caused the Swiss franc to weaken against the U.S. dollar. In these circumstances, the SNB concluded that enforcing and maintaining the minimum exchange rate for the Swiss franc against the euro is no longer justified,” the statement said.


Guests…. Muhammad and Mya members of Ex-Muslims of North America

We represent a community of Ex-Muslims (murtids) of various ethnic origins and nationalities that are currently residing in North America. We are largely composed of smaller regional groups, who have a great degree of structural autonomy. The regional groups are united organizationally as the Ex-Muslims of North America (EXMNA).

There are Ex-Muslims in all disciplines and geographies of the world. Due to the risk inherent in declaring apostasy, the majority has kept silent and are isolated. We aim to change that.

Ex-Muslims (EXMNA)

Ex-Muslim blogs

We here at EXMNA are dedicated to gathering, empowering, and broadcasting the voices of Ex-Muslims. We consider it our duty to highlight the gems of apostate intellectual discourse to the best of our ability. For this reason we work on bringing together here individual Ex-Muslim bloggers to form an apostate blogging community. Leaving Islam is not a simple or monolithic process. We aim to provide a platform for a wide variety of apostates’ viewpoints in order to help our readers gain a nuanced understanding of the issues around leaving Islam.


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NOTE: This post is part of an ongoing education series. This information is for educational purposes only. This information does not constitute investment advice. Please consult with your financial advisor before taking any action.

For planning advice contact Polaris Financial Planning.