Another special double episode!

Guests – PZ Myers and Steven Hewett

King, NC Christian flag….

Under the agreement, the city will not fly the Christian flag, will end its flag lottery policy, and will remove the statue depicting a soldier kneeling before a cross-shaped marker.

Guest – Jamila Bey & Karl Wulff

This week is my good friend Jamila Bey!

This handy summary from WIKI…

Jamila Bey is an African-American journalist and public speaker. She was host of a weekly radio program The Sex, Politics And Religion Hour: SPAR With Jamila on Voice of Russia, and writes for the Washington Post‘s blog, She the People. Before working for the Washington Post and the Voice of Russia, Bey spent around a decade working as a producer and editor for National Public Radio, including for Morning Edition.

Guest – “Cash” from “Atheists On Air” Podcast (more below)

Investing Skeptically….

Top 5 Reasons To Move That Old 401(k) – NOW

 The Bureau of Labor Statistics say that the average person will have 11 different jobs between the age of 18 to 44.  That is a new job every 2.4 years.

 

There are several things you can do with that old 401(K)

1.  leave the money in your former employer’s plan;

2.  roll over the money to your new employer’s plan, if the plan accepts transfers;

3. 

Guests – Muhammad and Mya members of Ex-Muslims of North America (more below)

US Market Segment Analysis Ending 2014  (More Detail on post at Polaris Financial Planning)

	12-Month Return	3-Year Average	5-Year Average	10-Year Average
Total Stock Market Return	12.56	20.49	15.70	8.10

You can also use this as a guide to check the performance of your portfolio.  If the US stock segment of your investments have returned 7% per year for the last 5 years – you may have a problem.

Guests – Jason Torpy, Mario Mouton & Joey Kirkman (more below)

The price of oil.  Is it just supply vs. demand?

Story on oil from Forbes.

Initial Jobless Claims….

A measure of the number of jobless claims filed by individuals seeking to receive state jobless benefits. This number is watched closely by financial analysts because it provides insight into the direction of the economy. Higher initial claims correlate with a weakening economy.

Unemployment rate is now 5.6%

Stock Market Returns (link for all of the numbers discussed in the show)

The Vanguard Total Stock Market Fund was up 12.43% (2014)

Investing for just 5 years, the worst case is a loss of 2.35% and you have a 90% chance of doing better than -0.47% in total returns.

Guests – Lauren Lane & Steve Hill

Investing Skeptically – Women And Investing

– Women make less

– Women live longer

– Women have lower financial literacy

See the two examples of a man and a woman that try to save enough for retirement.

I recommend you read this book….

…

Guest – James Croft

Rotary International

“Whatever Rotary may mean to us, to the world it will be known by the results it achieves.” —Paul P. Harris

Our 1.2 million-member organization started with the vision of one man—Paul P. Harris. The Chicago attorney formed one of the world’s first service organizations, the Rotary Club of Chicago, on 23 February 1905 as a place where professionals with diverse backgrounds could exchange ideas and form meaningful, lifelong friendships. Rotary’s name came from the group’s early practice of rotating meetings among the offices of each member.

Guest – David Fitzgerald

Guaranteed Mutual Funds

Details and math behind a sample “Guaranteed Mutual Fund”.

David Fitzgerald

Fitzgerald lectures across the nation at secular events and universities. He is best known for his multimedia presentations “The Ten Thousand Christs and the Evaporating Jesus” as well as “The Complete Heretic’s Guide to Western Religion”. In November 2010 he presented his research at Skepticon 3 in a presentation titled Examining the Existence of a Historical Jesus

Get “Nailed: Ten Christian Myths That Show Jesus Never Existed at All” on audio book!…

Guest – Andrew Seidel

The Lottery as my retirement plan.

“You are 21,574 times more likely to get hit by lightning then winning the Mega Millions with one ticket.”

What is an Index Fund.

Northwest Mutual Internship

“The Northwestern Mutual internship is a waste of time. It’s nothing more than you selling insurance to your friends and family. There are many opportunities out there that are much better.”

Andrew Seidel

He has written a book on International Human Rights Law and his essay on the role of religion in government and the founding of our nation placed second in the FFRF’s 2010 graduate student essay contest.

Guest – Matt Dillahunty

Basic info on an annuity. Please keep in mind I DO NOT recommend annuities.

Example of the problems with an annuity.

Information on Mutual Funds and Index Funds.

Interview with Matt Dillahunty.

Matts Patreon page! (go Donate)…